
Home Mortgages
We Can Financial is ready to help you find the mortgage you want. Select from variable rate mortgages and fixed rate mortgages over terms of 1 to 2 years from private lenders, BMO, Scotiabank, TD Canada Trust, CIBC, HSBC, ING Direct and Royal Bank. A better home mortgage is just a few minutes away.
Mortgage Transfer
The benefits of a mortgage transfer are many: better rates, more flexible terms, and cash back offers to name a few. Why not contact us about transfering your mortgage today?
Mortgage Help
- Variable Rate
- Fixed Rate
- Mortgage Renewal
- Mortgage Refinancing
- Mortgage Calculator
- Home Equity Loans
- First Time Homebuyer
- Mortgage Insurance
- Mortgage Preapproval
- Commercial Mortgages
We Can Financial Canada - the right way to shop for Mortgages.

Canadian Mortgage Rates
Rates below are as posted by the respective banks on their websites on the dates posted. Contact us for the latest rates for the major banks and for special mortgage rates from other lenders.
Fixed Mortgage Rates |
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Mortgage Lender |
Updated |
6 month open |
1 Year Closed |
2 year Closed |
3 year Closed |
5 Year Closed |
10 Year Closed |
BMO Mortgages |
June 20 |
6.300 |
3.500 |
3.850 |
4.250 |
3.790 |
6.650 |
Scotiabank Mortgages |
June 20 |
6.450 |
4.300 |
3.950 |
4.550 |
5.390 |
6.790 |
TD Canada Trust Mortgages |
June 20 |
N/A |
3.600 |
3.950 |
4.250 |
5.390 |
6.650 |
CIBC Mortgages |
June 20 |
6.70 |
3.50 |
3.85 |
4.35 |
5.39 |
6.75 |
Royal Bank Mortgages |
June 20 |
N/A |
3.50 |
3.85 |
4.35 |
5.39 |
6.75 |
HSBC Mortgages |
June 20 |
6.2 |
3.60 |
3.95 |
4.45 |
5.49 |
6.50 |
ING Direct Mortgages |
June 20 |
N/A |
3.19 |
3.59 |
3.69 |
3.89 |
4.99 |
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Which type of mortgage is best?
A number of mortgage types are available and offer variable rates, fixed rates and over different amortization periods. If you're knowledgeable and have purchased a mortgage before and know what you're looking for, you can specify your preference in the online quote form.
The best mortgage for you is about more than just the lowest fixed or variable rates, although you can save over the short term by choosing a lower variable rate. The mortgage options you're hoping for might be available, and we'll help you find them. Getting the right mortgage for you is what We Can Financial is all about. Why take what your local bank is offering when something better is available? No matter where you live in Ontario get Toronto mortgage rates and terms.
